The most coverage for your family, at the lowest possible price.

Comprehensive Medical Insurance 

Discover the ultimate peace of mind with our Worldwide Medical Insurance plan for you and your family, offering USD 2.5M in coverage – excluding the USA (but here’s a secret tip: if you spend less than 30 days in the USA each year, we’ll cover you there too!).

What’s Included?

• Semi-Private Room Coverage: Enjoy the comfort of a semi-private room at any hospital of your choice for stress-free recovery.
• Outpatient Coverage: Need to visit a GP or specialist? No problem! Enjoy unlimited visits, all covered.
• Scans and Tests: From routine check-ups to advanced diagnostics, you won’t face any extra costs—everything is included.
• Medication Coverage: Prescription? We’ve got that covered too, so you can focus on feeling better.
• Dental Coverage: Yep, we’ve got your dental needs sorted. Regular check-ups and treatments are included.

Take advantage of discounts starting at 15%! The path to better health has never been more affordable.

Get the coverage you deserve without the stress. It’s time to prioritize your health and well-being. Ready to take the next step? Let’s talk!

Comprehensive Travel Insurance Plan

Travel worry-free with our Comprehensive Annual Travel Insurance Plan! Explore the world knowing you’re fully protected with just one policy. You’ll enjoy a 15% saving on coverage that truly understands your needs.

What’s Included?

• Medical Coverage: Up to HKD 1,000,000 for medical expenses, ensuring you get the care you need wherever you are.
• Worldwide Evacuation: Fully covered! If things go wrong, we’ll take care of your evacuation without any hassle.
• Lost Baggage Protection: Say goodbye to stress! If your bags go missing, we’ve got you covered.
• Personal Injury Coverage: Accidents happen! You’re protected for personal injuries, plus any damage to others or their belongings.
• Rental Car Excess Coverage: Renting a car? Don’t worry about the excess – you’re covered there too!

And here’s the cherry on top: 50% benefits for your children! They’re protected while you explore the globe together.

Make your travels stress-free and enjoyable with our comprehensive plan. Adventure awaits – let’s go!

Comprehensive Contents Insurance

Protect what matters most with our Comprehensive Contents Insurance! Safeguard your valuables both inside and outside your home with a policy designed for peace of mind.

What’s Included?

• All-Round Protection: Enjoy coverage for your personal belongings against theft, damage, and loss—whether at home, in transit, or even on vacation!
• High-Value Items: Special coverage for high-value possessions like electronics, jewelry, or collectibles, ensuring they’re protected wherever you go.
• Accidental Damage: Accidents happen! Our policy covers accidental damage to your items, so you can worry less and enjoy life more.
• Flexible Coverage Options: Choose the coverage amount that suits your needs, ensuring you’re never underinsured.
• Quick Claims Process: Experience a hassle-free claims process, designed to get you back on your feet as quickly as possible.

Sign up now and enjoy a fantastic 15% savings on your premium!

Don’t leave your valuables unprotected! With our Comprehensive Contents Insurance, you can travel, relax, and enjoy your day-to-day life knowing everything you care about is safe.

Get started on protecting your valuables now! Secure your peace of mind with our comprehensive plan!

Domestic Helper Insurance 

Forget the hassle of traditional insurance! Introducing our Domestic Helper Insurance, designed to keep your peace of mind intact while saving you money. You’ll enjoy a 15% saving on coverage that truly understands your needs.

What’s Included?

• Employee Compensation Coverage: Up to HKD 100,000,000 to ensure your helper is fully protected.
• Personal Accident Coverage: Safeguard them with HKD 100,000, providing vital support when it’s needed most.
• Repatriation Assistance: Should the unexpected happen, enjoy coverage of up to HKD 20,000 to facilitate a smooth return home.
• Helper Liability Coverage: Get HKD 100,000 protection against potential liabilities, giving you peace of mind in every situation.

Partnering with a leading Hong Kong insurer, our Domestic Helper Insurance is quick, easy, and straightforward – just like it should be! Let’s simplify your insurance journey and keep your domestic helper safe.

Perx Group is a registered trade name of Three Balls Limited an authorised indtroducer for Lifestyle Insurance.

Lifestyle Insurance is a registered trade name of Platinum Financial Services Limited (PFS) for General Insurance Business. PFS is an authorised insurance broker company registered with the Insurance Authority of Hong Kong Registration Number FB1187 to transact General and Life (including Linked Long Term) Insurance business.
15/F, Skyway Centre, 23 Queen’s Road West, Sheung Wan, Hong Kong.    Hotline: (852) 2970 4543    Fax: (852) 3115 7630    Email: info@lfsinsurance.com

Please click here for a copy of PFS/LFSI General Insurance Terms of Business (TOB).
These terms and conditions shall apply and PFS/LFSI will become your independent insurance broker upon one of the following actions:
(1) Upon signing our TOB Agreement (2) You provide consent to us via email or other electronic means (3) Upon payment of premium.

Client Data Privacy and Protection is important to us. Please Click Here for a copy of our Personal Information Collection Statement (PICS).

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